Gifts of Securities

Thank you for considering a gift of securities in support of St. Joan of Arc Catholic Church. Gifts of
securities often offer significant tax benefits for a donor. For example, contributions of appreciated
securities held for over a year are generally deductible at market value, regardless of what the donor
paid for them; moreover, the capital gains tax is avoided through such a gift.

Gifting Required Minimum Distributions
If you have an individual retirement account and are over the age of 70 1/2 , you might consider a tax-
free transfer of your required minimum distribution to Saint Joan of Arc. Provisions of the Tax Cuts and
Jobs Acts of 2017 could make this option very advantageous for you as well as Saint Joan of Arc. An
individual can transfer up to $100,000 each year, even if that amount is more than the required
minimum distribution. Also, you can qualify for the tax-free transfer even if you only contribute a
portion of your required minimum distribution. Please note that in order to be considered a qualified
charitable distribution the funds must be transferred directly from your retirement account to Saint Joan
of Arc.

To Make a Gift of Securities
To notify St. Joan of Arc Catholic Church of a gift of securities, please contact either Development Office
listed below with complete donor information (name, address, phone number), the name and type of
securities to be gifted (public, private, restricted etc.), the number of shares, and the date you intend to
make the gift.

Wendy Horton
Director, Development
561-952- 2838 | horton_wendy@stjoan.org

Types of Transfers
1) DTC Transfer of Stock
To transfer securities to the St. Joan of Arc Catholic Church via DTC, please use the following
instructions:
DTC # 8862
St. Joan of Arc Catholic Church
Merrill Lynch, Pierce, Fenner & Smith, Inc.
Account No. (call Development Office for this information)
Donor Name & Address:_______________________
In order to promptly and accurately credit a security gift to the appropriate donor, it is essential that the
transfer instructions include the donor’s name and address. Without this information, we are
occasionally unable to identify the donors of certain securities.

In order to determine if a security gift is to be an unrestricted gift or to be applied to a specific use or
purpose, please contact Wendy Horton in our Development Office at (561) 952-2838 or email her at
horton_wendy@stjoan.org.

If your broker requires further information, he or she should contact:
Carole R. Marko, CFP®,CRPC®
Senior Vice President
Wealth Management Advisor
Cappeller Marko Group
Merrill Lynch, Pierce, Fenner & Smith, Inc.
Direct: 561-361- 3449
Toll Free: 800 937 0447
Fax: 561 922 3393
carole_marko@ml.com

It is very important to us that we appropriately acknowledge the generosity of our benefactors in a
timely and accurate manner. It can be difficult to identify the donor after a gift of securities is processed,
particularly in the case of an electronic transfer. Therefore, please ask your broker to include your name
and address in the DTC transfer instructions, and also please inform our Development Director of your
gift by email, phone, or letter.

Gift Valuation Date
1) Physical Securities
The gift valuation date for physical securities is determined by the postmark on the envelope used to
mail the securities. For hand delivery of securities, the gift valuation date is the date the securities are
turned over to St. Joan of Arc representatives.
2) Electronic Transfers
The gift valuation date for securities sent to us via DTC is the date the securities are deposited into our
Merrill Lynch, Pierce, Fenner & Smith, Inc.
Please note: St. Joan of Arc Catholic Church is a religious institution and does not provide tax, legal, or
financial advice. Any document or information shared by our staff is intended to be educational. We
strongly encourage donors to seek counsel from their own legal and financial advisors. Please be aware
that any information or documents shared by our staff cannot be used to avoid tax-related penalties.